At NPF we know that not everyone is within the criteria of conventional lending.

Life sometimes places us in situations where we may not have a perfect credit or financial record.

Our alternative lenders offer non-conforming loans to cater for many people who fall into this category. They assess each individual case on its merits... and even though the rate is usually higher, the objective is to help these people realise their financial dream.

The alternative lending option is generally a short-term solution and it may still be possible to refinance to a better product, at a later stage.